Privacy Policy · Disclaimer · FSG
F Palmer & ME Palmer
Trading as Joseph Palmer & Sons
AFS Licence 247067 · ABN 29 548 490 818


The materials on the Site have been prepared for general information purposes only. Joseph Palmer and Sons and its respective partners, officers and agents:

  • exclude, to the maximum extent permitted by law, all express or implied warranties of any kind (including warranties as to merchantability, non-infringement of intellectual property or fitness for a particular purpose) in relation to any information or materials on Joseph Palmer and Sons Online or any related site;
  • is under no obligation to update any information or materials on Joseph Palmer and Sons Online, or correct any inaccuracy on Joseph Palmer and Sons Online which may become apparent at a later time;
  • disclaim all responsibility for any loss or damage which may be suffered by any person directly or indirectly through any person's dealings with them or by use of the Site whether that loss or damage is caused by any fault or negligence on the part of Joseph Palmer and Sons, its partners, officers, employees and agents.

Whilst we have taken reasonable steps to ensure the accuracy, currency, availability and completeness of the information contained on this site, information is provided in good faith on an "as is", "as available" basis and we do not make any representation or warranty of any kind, whether express or implied, as to the reliability of the information contained on this site. The information is believed to be accurate and current at the date the information was placed on this site. We do not accept any responsibility arising in any way (including negligence) for errors in, or omissions from, the information contained in this site.

This site may contain, or be linked to, advice, statements and opinions of third parties, information providers or content providers, Joseph Palmer and Sons does not warrant the accuracy, timeliness, reliability or completeness of any advice, statements and opinions contained in the content or on any linked site. Reliance on any such advice, statements and opinions is at your own risk

We do not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and to undertake reasonable and appropriate precautions to scan for computer viruses or other destructive properties

Unless otherwise stated or agreed with you, the information on this Site has been prepared in accordance with Australian law for residents of Australia and for the supply of products or services in Australia. To the extent that it does not satisfy the laws of the country in which you reside or from which you are accessing this Site, it is not directed to you.

Use of Information

This may involve the disclosure of your personal information. We are also obliged pursuant to the Corporations Act to maintain certain transaction records and make those records available for inspection by the Australian Securities and Investments Commission.

Liability and Indemnity

Joseph Palmer and Sons shall be under no liability to you in respect of any loss or damage (including consequential loss or damage) which may be suffered or incurred or which may arise directly or indirectly in respect of use of the site by you or in respect of a failure or omission, whether arising from Joseph Palmer and Sons negligence or otherwise, on the part of Joseph Palmer and Sons to comply with its obligations under this agreement.

You agree to fully indemnify and hold Joseph Palmer and Sons harmless against all and any loss, costs, expenses, demands or liability (including legal costs on a full indemnity basis), expenses, demands, actions, proceedings and liabilities, whether direct or indirect, reasonably incurred or suffered by Joseph Palmer and Sons as a result of a breach by you of your obligations under this agreement or any willful, unlawful or negligent act or omission by you.